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539 Waterfern Trail Dr, Auburndale, FL, 33823

$189/sqft·Water Ridge

3 bd3 ba2,911 sqft2 car garageSingle Family
Listed by THE STONES REAL ESTATE FIRM· Last updated · MLS# L4960175

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Est. monthly payment
$3,670/mo
Down payment (20%)
$110,000
Property taxes
$440/mo
HOA
$1,050/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2018
Waterfront
Pond
Private pool
Gunite
2 car garage
Driveway
8,869 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

539 Waterfern Trail Dr is a 2018-built home in Water Ridge Sub, Auburndale. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,911 square feet of living space. Listed at $549,999 (about $189/sqft), 171 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,050 semi-annually.

From the listing

PRICED WELL BELOW RECENT APPRAISAL!! Experience refined Florida living in this custom-built 2018 Hulbert Homes pool home ideally positioned on a tranquil pond with beautiful upper-level views of Lake Van, located within the gated and highly sought-after community of Water Ridge. Offering 2,911 square feet of living area, this thoughtfully designed residence features a ground level primary suite, a private office, a spacious loft that could easily serve as a 4th bedroom, and 2.5 bathrooms, blending comfort, flexibility, and style. Designed for both everyday living and entertaining, the open-concept first floor showcases a welcoming great room, spacious dining area, and a well-appointed kitchen. The kitchen features a large island with a breakfast bar, walk-in pantry, stainless steel appliances, and the rare convenience of two dishwashers. Gorgeous wood flooring flows throughout the living spaces, complemented by elegant crown molding that adds a refined touch throughout the main living areas. The primary suite is privately located on the first floor and enjoys peaceful pool views, along with a generous walk-in closet with linen storage and a spa-like en-suite bath featuring granite countertops, dual sinks, a freestanding soaking tub, and a large walk-in shower. Also on the main level are a private office with French doors, a convenient guest half bath, mudroom off the garage, inside laundry room with extensive cabinetry and granite folding counter, and access to the 2-car garage with epoxy flooring. Upstairs, the expansive loft offers flexibility as a second living area, playroom, or potential fourth bedroom, while picture windows capture stunning views of Lake Van. Two additional generously sized bedrooms share a well-appointed bathroom with granite countertops, dual sinks, and a tub/shower combination. The home also provides excellent storage, including multiple closets, an under-stair storage space, a walk-in storage closet, and additional linen storage upstairs. Outdoor living is equally impressive with a screen-enclosed saltwater swimming pool built in 2021, surrounded by pavers and complemented by a covered lanai perfect for year-round enjoyment. Whether hosting friends under the covered patio with the wall-mounted TV or relaxing poolside in the Florida sunshine, this backyard retreat was designed for both entertaining and relaxation. Additional features include ceiling fans and window blinds throughout, an irrigation system with timer, mature landscaping, and more. Residents of Water Ridge enjoy an exceptional lifestyle with resort-style amenities, including a clubhouse, state-of-the-art fitness center, sauna, three community pools (including a lap pool), tennis, basketball and pickleball courts, three boat docks, community boat ramps, and boat/trailer storage. Ideally located between Tampa and Orlando, this beautiful home offers the perfect blend of luxury and convenience in one of Central Florida’s most desirable gated communities. Schedule your private showing today and experience Water Ridge living at its finest.

The essentials

Built
2018
Price / sqft
$189
On market
182 days
Annual tax
$5,274
HOA
$1,050/yr
Flood zone
X · Low risk
Lot
8,869 sqft
Type
Single Family Residence

Location

539 Waterfern Trail Dr
Auburndale, FL, 33823·33823 - Auburndale
Type
Single Family Residence
Year Built
2018
Lot
8,869 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Oversized
Pool
Gunite, In Ground, Salt Water, Screen Enclosure
Waterfront
Pond
Days on Market
182
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Walter Caldwell Elem

Middle

Stambaugh Middle

High

Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,274

Parcel #

25-27-36-305501-000530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Water Ridge Sub

County

Polk

MLS Area

33823 - Auburndale

Lot Size

8,869 sqft

City LimitsLandscapedSidewalkPaved
HOA
$1,050/yr
Courtney Uzan
Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #L4960175
$549,999-3.5%
$189/sqft
Price change
Source: Stellar MLS #L4960175
$569,999-10.9%
$196/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #L4960175
$639,900
$220/sqft
Est. monthly payment$3,670/mo
Principal & interest$2,868
Property taxes$440
Insurance$275
HOA$88
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $549,999
$545,000 – $549,999
99.5% – 100% of listTops out right at the list price
80% of listList price
120 of the last 198 home closings in 33823 landed at this number or higher (61%). The median one sat 35 days before it went under contract, and this one is on day 182 after a $89,901 cut.

Sample: 198 closed home sales in 33823 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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