Active

725 Peninsular Dr, Lakeland, FL, 33813

$239/sqft·Christina Ph 11 Rep

3 bd3 ba2,002 sqft2 car garageSingle Family
Listed by REMAX EXPERTS· Last updated · MLS# L4960006

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,215/mo
Down payment (20%)
$95,800
Property taxes
$448/mo
HOA
$355/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1995
Waterfront
Lake Front
2 car garage
Driveway
6,991 sqft lot
Lot size
2,002 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Dishwasher

725 Peninsular Dr is a 1995-built home in Christina Ph 11 Rep, Lakeland. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,002 square feet of living space. Listed at $479,000 (about $239/sqft), 181 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $355 annually.

From the listing

PRICE IMPROVEMENT For the love of sunrise and sunset views, Florida waterfront living at 725 Peninsular Dr in Lakeland, Florida can feel like an endless vacation. Welcome to this 3 bedroom, 2.5 bath, 2 car garage home perfectly positioned on a peninsula street with expansive water views and a tranquil setting. The appeal of natural Florida can be found in the Christina neighborhood where unique homes sit among the mature oak trees, rolling terrain and scenic lake views. Imagine waking up to a breathtaking sunrise over the lake in your backyard every single day. You can feel the gentle lake breeze and hear the sounds of birds singing as you sip your favorite drink from the rocking chair on your screened porch. After taking in the mesmerizing view, you can launch a kayak, a paddleboard or boat with an electric motor from your seawall and private dock to get a closer look at the native wildlife or cast a fishing line in search of the wide mouth bass. Unpaved hiking, mountain bike trails, dog park, skate park, sports fields and golf are all a short drive away. Inside this two story home, the spacious great room features soaring ceilings and a cozy gas fireplace. Triple, pocket sliding glass doors open wide to let the breeze blow in from the screened porch. The galley style kitchen features a bay window with casual dining space for sunset views over the lake across the street at the front of the house. The kitchen’s raised countertop for barstools and great room give you additional space for dining. The downstairs primary bedroom suite provides a relaxing retreat with sunrise lake views, a private bath featuring a soaking tub, separate shower, dual-sink vanity and a generous walk-in closet. A convenient half bath is a few steps down the hall from the great room. Upstairs, you'll find two spacious bedrooms each with a walk-in closet and door to the shared bathroom which works well for a family or visiting guests. A large laundry room with utility sink, extra storage space and a washer and dryer that stays with the house is located next to the oversized garage. Outside, mature landscaping enhances the home's curb appeal while the irrigation system draws water directly from the lake reducing utility costs. Additional updates to the home include a new HVAC system (2025), exterior repainting (2025), and the home has been re-piped for added peace of mind. Whether you want to be a seasonal or full time resident, this home offers an ideal Florida lifestyle conveniently located near restaurants, grocery and retail shopping, medical, banking, golf, county parks, storage facility with RV parking and more. This home can be your full-time residence or a furnished seasonal getaway that gives you an escape from the snow. Request a showing of this lakefront home today to see the best of Florida living where everyday can feel like a vacation. Lakeland, Florida has been ranked as a fast growing economic hub with strong appeal to business, culture and an active outdoor lifestyle. Centrally located between the Tampa and Orlando International airports, Florida’s east and west coast beaches and Florida’s numerous theme parks, if you have a love for culture and the outdoors, it is time that you give Lakeland a close look.

The essentials

Built
1995
Price / sqft
$239
On market
184 days
Annual tax
$5,377
HOA
$355/yr
Flood zone
AE
Lot
6,991 sqft
Type
Single Family Residence

Location

725 Peninsular Dr
Lakeland, FL, 33813·33813 - Lakeland
Type
Single Family Residence
Year Built
1995
Lot
6,991 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
184
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer

Elementary

Scott Lake Elem

Middle

Lakeland Highlands Middl

High

George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$5,377

Parcel #

23-29-24-141882-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Christina Ph 11 Rep

County

Polk

MLS Area

33813 - Lakeland

Lot Size

6,991 sqft

Flood Insurance RequiredFloodZoneIn CountyLandscapedLevelPaved
HOA
$355/yr
Christina Cove HOA - George Hall
Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #L4960006
$479,000-1.2%
$239/sqft
Price change
Source: Stellar MLS #L4960006
$485,000-2.0%
$242/sqft
3/11/2026
Listed for sale
Source: Stellar MLS #L4960006
$495,000
$247/sqft
Est. monthly payment$3,215/mo
Principal & interest$2,498
Property taxes$448
Insurance$240
HOA$30
Down payment20% · $95,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $479,000
$477,500 – $479,000
99.5% – 100% of listTops out right at the list price
80% of listList price
105 of the last 208 home closings in 33813 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 184 after a $16,000 cut.

Sample: 208 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.