Active
$1,650,000
Est. $9,825/mo

2109 Cambridge Ave, Lakeland, FL, 33803

$408/sqft·Cleveland Heights

5 bd5 ba4,047 sqftSingle Family
Listed by KELLER WILLIAMS REALTY SMART· Last updated · MLS# L4954876

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Est. monthly payment
$9,825/mo
Down payment (20%)
$330,000
Property taxes
$395/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1940
Water views
Garden
0.70 acres
Lot size
4,047 sqft
Living area

About this home

Crown MoldingOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)Window TreatmentsFrench Doors

2109 Cambridge Ave is a 1940-built home in Cleveland Heights, Lakeland. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,047 square feet of living space. Listed at $1,650,000 (about $408/sqft), 299 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Iconic 1940s Brick Estate Near Lake Hollingsworth. Situated on a spacious corner lot of nearly three-quarters of an acre, this classic 1940 brick home perfectly blends historic character with modern updates. Located just steps from Lake Hollingsworth, the property offers beautiful water views and easy access to the lake's popular walking path. The spacious interior features a thoughtful layout with multiple ground-floor primary suites, classic trim work, and original brick and hardwood flooring. The heart of the home is a large family room featuring rare, reclaimed American Chestnut wood paneling. Living spaces include a formal living room with a natural gas fireplace, an elegant dining room, a sunlit breakfast nook, and a private den/home office. While preserving its timeless cottage charm, the home is fully modernized with key infrastructure upgrades, including an updated electrical system, dual tankless gas water heaters, a whole-house generator, and a security system. Enjoy the best of Lakeland living with scenic lake views, close proximity to downtown shopping and dining, and quick access to the Parkway for an easy commute to Tampa or Orlando.

The essentials

Built
1940
Price / sqft
$408
On market
402 days
Annual tax
$4,742
Flood zone
X · Low risk
Lot
30,597 sqft
Type
Single Family Residence

Location

2109 Cambridge Ave
Lakeland, FL, 33803·33803 - Lakeland
Type
Single Family Residence
Year Built
1940
Lot
30,597 sqft
Cooling
Central Air, Zoned
Heating
Central, Natural Gas
Parking
-
Days on Market
402
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
French Doors
Lighting
Sprinkler Metered
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Refrigerator

Elementary

Cleveland Court Elem

Middle

Southwest Middle School

High

Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2024)

$4,742

Parcel #

24-28-30-254800-003560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cleveland Heights

County

Polk

MLS Area

33803 - Lakeland

Lot Size

30,597 sqft

Corner LotLandscaped
Date
Event
Price
1/19/2026
Price change
Source: Stellar MLS #L4954876
$1,650,000-5.7%
$408/sqft
Price change
Source: Stellar MLS #L4954876
$1,750,000-10.3%
$432/sqft
8/5/2025
Listed for sale
Source: Stellar MLS #L4954876
$1,950,000
$482/sqft
Est. monthly payment$9,826/mo
Principal & interest$8,605
Property taxes$395
Insurance$825
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $1,650,000
$1.64M – $1.65M
99.5% – 100% of listTops out right at the list price
80% of listList price
63 of the last 114 home closings in 33803 landed at this number or higher (55%). The median one sat 34 days before it went under contract, and this one is on day 402 after a $300,000 cut.

Sample: 114 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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