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4540 Gulf Of Mexico Dr #204, Longboat Key, FL, 34228

$454/sqft·Windward Bay Amd

2 bd2 ba1,312 sqft1 car garageCondominium
Listed by VRI HOMES· Last updated · MLS# A4704578

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Est. monthly payment
$5,494/mo
Down payment (20%)
$119,000
Property taxes
$788/mo
HOA
$1,306/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
4 stories · 1975
Water views
Trees/Woods
Community pool
Fitness center too
1 car garage
Assigned
1,312 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboSolid Surface CountersThermostatWalk-in Closet(s)Window TreatmentsHurricane Shutters

4540 Gulf Of Mexico Dr #204 is a 1975-built home in Windward Bay Amd, Longboat Key. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,312 square feet of living space. Listed at $595,000 (about $454/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,306 monthly.

From the listing

Welcome to your island retreat, an impeccably renovated 2-bedroom, 2-bath residence offering the best of Longboat Key living with beautiful views of the preserved mangroves and Sarasota Bay. Renovated from top to bottom, this home has been thoughtfully transformed and is available TURNKEY FURNISHED with hurricane impact windows and shutters for a peace of mind. The BRAND-NEW KITCHEN showcases quartz countertops, custom cabinetry, and all-new stainless-steel appliances, opening seamlessly to the bright and airy living space. Both bathrooms have been completely updated with modern finishes and quartz countertops, creating a fresh, cohesive feel throughout the home. A Murphy bed in the office area adds even more versatility, providing the perfect setup for overnight guests while still allowing the space to function as a home office.Living at Windward Bay means embracing the Longboat Key lifestyle from both the BAY AND THE BEACH. Enjoy three beach access points directly across the street for effortless days along the Gulf, while boat slips available to residents make it easy to get out on Sarasota Bay and explore the surrounding waterways. Windward Bay is a PET-FRIENDLY, amenity-rich waterfront community offering multiple swimming pools, tennis and pickleball courts, a fitness center with sauna, kayak storage, and scenic walking paths along the bayfront. Ideally situated on Longboat Key, you are just minutes from exceptional restaurants and shopping, St. Armands Circle, Anna Maria Island, and everything Sarasota has to enjoy. With FULLY FUNDED RESERVES FOR 2026, NO UPCOMING SPECIAL ASSESSMENTS, and a PASSED MILESTONE INSPECTION, this move-in-ready residence offers the renovations, amenities, location, and peace of mind today's Florida condo buyer is looking for. Your Longboat Key lifestyle awaits!

The essentials

Built
1975
Price / sqft
$454
On market
10 days
Annual tax
$9,451
HOA
$1,306/mo
Flood zone
AE
Type
Condominium

Location

4540 Gulf Of Mexico Dr #204
Longboat Key, FL, 34228·34228 - Longboat Key
Type
Condominium
Year Built
1975
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Deeded, Ground Level, Guest, Basement
Days on Market
10
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer

Elementary

Anna Maria Elementary

Middle

Martha B. King Middle

High

Bayshore High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2024)

$9,451

Parcel #

8007914800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Windward Bay Amd

County

Manatee

MLS Area

34228 - Longboat Key

HOA
$1,306/mo
Meryem Billaouadil
Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #A4704578
$595,000
$454/sqft
Est. monthly payment$5,494/mo
Principal & interest$3,103
Property taxes$788
Insurance$298
HOA$1,306
Down payment20% · $119,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $595,000
$560,000 – $595,000
94.4% – 100% of listTops out right at the list price
80% of listList price
57 of the last 112 condo closings in 34228 landed at this number or higher (51%). The median one sat 88 days before it went under contract, and this one is on day 10.

Sample: 112 closed condo sales in 34228 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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