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3129 61st Ter E, Ellenton, FL, 34222

$236/sqft·Breakwater

3 bd2 ba1,693 sqft2 car garageSingle Family
Listed by FINE PROPERTIES· Last updated · MLS# A4704464

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Est. monthly payment
$2,722/mo
Down payment (20%)
$79,998
Property taxes
$299/mo
HOA
$137/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2024
2 car garage
5,998 sqft lot
Lot size
1,693 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersTray Ceiling(s)

3129 61st Ter E is a 2024-built home in Breakwater, Ellenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,693 square feet of living space. Listed at $399,990 (about $236/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $137 monthly.

From the listing

This 2024-built, 3-bedroom, 2-bathroom home offers more than just upgraded finishes—it delivers architectural detail, curated design, and thoughtful luxury throughout. A floor-to-ceiling custom drop zone with integrated lighting greets you at the entry, setting the tone for a home where form meets function. Just off the foyer, a dedicated home office features wall-to-wall shelving and a solid wood desk—perfect for books, décor, and focused creativity. The guest bathroom continues the design story with a floating waterfall quartz vanity, slatted wood paneling, and gold fixtures that bring boutique-hotel charm. The kitchen blends style and efficiency with quartz countertops, a herringbone tile backsplash, soft-close cabinetry, brass hardware, pendant lighting, and under/above-cabinet illumination. The adjacent dining area, framed by sliding glass doors, flows naturally to the outdoors and is anchored by a sculptural mid-century chandelier. The living room is centered around a bespoke media wall with floating cabinetry and vertical wood slats—adding warmth, depth, and a custom architectural focal point. In the primary suite, enjoy a floating makeup vanity, a minimalist headboard, and pendant lighting. The walk-in closet is fully built out for tailored organization. The ensuite bath includes dual quartz vanities, organic mirrors, and a recessed nook with dark-stained floating shelves set against a textured backdrop. Outside, enjoy a private preserve view with privacy fencing on the sides and iron fencing in back to preserve the view. There’s plenty of room for a pool, and the home sits just 1 mile from the Manatee River and waterfront dining, all within an X flood zone for low insurance. Located in a boutique community of just 70 homes with no CDD and low HOA fees, this home pairs upscale design with convenience—I-75 is just around the corner, and Ellenton Premium Outlets are within walking distance.

The essentials

Built
2024
Price / sqft
$236
On market
14 days
Annual tax
$3,588
HOA
$137/mo
Flood zone
X · Low risk
Lot
5,998 sqft
Type
Single Family Residence

Location

3129 61st Ter E
Ellenton, FL, 34222·34222 - Ellenton
Type
Single Family Residence
Year Built
2024
Lot
5,998 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
14
Built-in Features
Ceiling Fans(s)
Crown Molding
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Rain Gutters
Street Lights
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Trash Compactor
Washer
Flood Zone X

Annual Tax (2025)

$3,588

Parcel #

812151559

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Breakwater

County

Manatee

MLS Area

34222 - Ellenton

Lot Size

5,998 sqft

HOA
$137/mo
Jamie Herter
Date
Event
Price
8/29/2026
Listed for sale
Source: Stellar MLS #A4704464
$399,990
$236/sqft
Est. monthly payment$2,722/mo
Principal & interest$2,086
Property taxes$299
Insurance$200
HOA$137
Down payment20% · $79,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $399,990
$380,000 – $399,990
94.7% – 100% of listTops out right at the list price
80% of listList price
24 of the last 47 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 14.

Sample: 47 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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