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1920 54th St W, Bradenton, FL, 34209

$299/sqft·West Palm

3 bd2 ba2,140 sqft2 car garageSingle Family
Listed by FINE PROPERTIES· Last updated · MLS# A4704225

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,979/mo
Down payment (20%)
$127,800
Property taxes
$247/mo
HOA
$950/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1993
Waterfront
Lake Front
Private pool
Gunite
2 car garage
Garage Door Opener
0.38 acres
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Window Treatments

1920 54th St W is a 1993-built home in West Palm, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,140 square feet of living space. Listed at $639,000 (about $299/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $950 annually.

From the listing

Exceptional West Bradenton "Lakefront" Pool Home on a Premier 0.38-Acre Homesite!. Rarely does a property offering this combination of setting, space, and pride of ownership become available. Situated on a highly sought-after southwest-facing homesite in Bradenton’s desirable West Palm community—an intimate enclave of just 53 residences—this elegant 3-bedroom, 2-bath private retreat offers 2,140 sq. ft. of beautifully appointed living space with serene lake and preserve views. Diligently looked after by its original owners since 1993, this home reflects decades of attentive care. Lake A, as it's commonly referred to is privately owned by the residents and maintained by the HOA. An expansive stamped-concrete driveway and vibrant tropical landscaping lead to the grand front entry foyer, where a light-filled, open-concept interior unfolds around the spectacular outdoor living area. The home’s living spaces are thoughtfully oriented to embrace views of the pool, lanai, lake, and natural surroundings, creating a beautiful connection between indoors and out. Rich hardwood and crisp tile flooring, soaring ceilings, and dramatic pocket sliders enhance the sense of openness, allowing the outdoor setting to become a natural extension of the home. The spacious family room flows effortlessly into the kitchen, featuring wood cabinetry, Cambria quartz countertops, Samsung stainless steel appliances, a dedicated workspace/desk, built in pantry, plenty of storage, illuminated display shelving, and a dinette with large windows overlooking the fabulous patio with multiple covered areas and abundant sunlight. The pool and expansive lanai create a private Florida oasis ideal for relaxing and entertaining. Beyond the lanai, the generous yard invites endless possibilities, from lawn games and a fire pit to relaxed outdoor gatherings. The southwest exposure provides a front-row seat to spectacular West Florida sunsets, while the tranquil lake, natural preserve, and abundant birdlife present a peaceful backdrop rarely found in this area. The thoughtfully designed split floor plan places the primary suite on its own side of the home, featuring vaulted ceilings, sliders to the outdoor living area, two walk-in closets, double vanity and soaking tub. Both bathrooms include beautifully updated glass-enclosed walk-in showers, while a generous laundry room and oversized garage with built-in desk/workspace add everyday functionality to an extremely well-built block home. Improvements and upgrades include a NEW ROOF in 2024 (w/gutters & downspouts), freshly painted pool deck (Sherwin Williams), new pool pump/filter, new 4 foot metal fencing around entire pool deck, Polaris G3 pool cleaner, 3M window film with transferrable warranty, newer water heater & updated walk-in showers. West Palm offers a remarkably low annual HOA fee, along with restrictions against short-term rentals that help maintain the residential character of the neighborhood. Ideally located just minutes from Anna Maria Island and the Gulf beaches, Blake Hospital, IMG Academy, Robinson Preserve, G.T. Bray Park, downtown Bradenton, the Riverwalk, shopping, dining, and recreation—while also enjoying the added benefit of being situated in a non-flood zone. Beautifully maintained and ideally located, this rare lakefront property offers the space, setting, and lifestyle that make West Bradenton living so desirable. Check out the digital media link with 3D tour, video tour & floorplan.

The essentials

Built
1993
Price / sqft
$299
On market
10 days
Annual tax
$2,970
HOA
$950/yr
Flood zone
X · Low risk
Lot
16,466 sqft
Type
Single Family Residence

Location

1920 54th St W
Bradenton, FL, 34209·34209 - Bradenton/Palma Sola
Type
Single Family Residence
Year Built
1993
Lot
16,466 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener, Guest, Oversized
Pool
Gunite, In Ground, Pool Sweep
Waterfront
Lake Front
Days on Market
10
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Deed Restrictions
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,970

Parcel #

3939200303

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

West Palm

County

Manatee

MLS Area

34209 - Bradenton/Palma Sola

Lot Size

16,466 sqft

In CountyLandscapedLevelNear Golf CourseNear Public TransitOversized LotPrivateSidewalk
HOA
$950/yr
See HOA Disclosure
Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #A4704225
$639,000-3.0%
$299/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #A4704225
$659,000
$308/sqft
Est. monthly payment$3,979/mo
Principal & interest$3,333
Property taxes$247
Insurance$320
HOA$79
Down payment20% · $127,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $639,000
$625,000 – $639,000
97.6% – 100% of listTops out right at the list price
80% of listList price
64 of the last 126 home closings in 34209 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 10 after a $20,000 cut.

Sample: 126 closed home sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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