ActiveOpen House
$550,000
Est. $3,745/mo

10420 Lucaya Dr, Tampa, FL, 33647

$193/sqft·Heritage Isles Ph 3d

4 bd4 ba2,853 sqft2 car garageSingle Family
Listed by JUPITER PROPERTIES, INC· Last updated · MLS# A4703986

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,745/mo
Down payment (20%)
$110,000
Property taxes
$594/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2002
Waterfront
Pond
Private pool
Gunite
2 car garage
Driveway
5,750 sqft lot
Lot size

Open house

Sunday, Sep 13· 4:00 PM to 6:00 PM

$100 Hoa/year-- no CDD Golf course, pool, tennis court, pickleball court, playground. Great neighborhood

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsSolid Wood CabinetsThermostatWalk-in Closet(s)LightingPrivate Mailbox

10420 Lucaya Dr is a 2002-built home in Heritage Isles Ph 3d, Tampa. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,853 square feet of living space. Listed at $550,000 (about $193/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Virtually Staged. Come take a look at this beautiful remodeled home in the heart of the New Tampa Bay. This home offers 4 huge bedrooms (recently remodeled) , 3 and a half baths, 2 deep car garage (new paints), and caged in pool in the rear. So much updating on this home: New luxury vinyl floorings throughout the home ( carpets removed), new fresh paints throughout the home, new staircases, updated bathrooms (new toilets installed), updated kitchen package, new locks and cameras recently installed, new lightings, and lastly, the roof has 10 year warranty. Very low HOA monthly fees... With each tiring work day... the owner can dip themselves in the pool situated behind the home. Moreover, this home sits on a quiet gated community with so much amenities: Fitness Center, Golf Carts OK, Golf Community, Playground, Pool, Sidewalk, Tennis Court(s). Come and see it for yourself... (Buyer and buyer's agent are responsible to check all room dimensions, some pictures have been virtually staged)

The essentials

Built
2002
Price / sqft
$193
On market
16 days
Annual tax
$7,126
HOA
$100/yr
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

Location

10420 Lucaya Dr
Tampa, FL, 33647·33647 - Tampa / Tampa Palms
Type
Single Family Residence
Year Built
2002
Lot
5,750 sqft
Cooling
Central Air
Heating
Central, Electric, Propane
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground
Waterfront
Pond
Days on Market
16
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Sidewalk
Sprinkler Metered
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Fitness Center
Golf Carts OK
Golf
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$7,126

Parcel #

A-09-27-20-5R6-000013-00029.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage Isles Ph 3d

County

Hillsborough

MLS Area

33647 - Tampa / Tampa Palms

Lot Size

5,750 sqft

HOA
$100/yr
Condominium Associates/Stephanie Smith
Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #A4703986
$550,000+5.4%
$193/sqft
4/25/2023
Sold
Source: Hillsborough County Public Record
$522,000
$183/sqft
Est. monthly payment$3,746/mo
Principal & interest$2,868
Property taxes$594
Insurance$275
HOA$8
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $550,000
$545,000 – $550,000
99% – 100% of listTops out right at the list price
80% of listList price
121 of the last 241 home closings in 33647 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 16.

Sample: 241 closed home sales in 33647 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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