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5015 86th Street CT W, Bradenton, FL, 34210

$280/sqft·Bay Lake Estates Ph I

3 bd2 ba1,821 sqft2 car garageSingle Family
Listed by SHIRLEY INTERNATIONAL REALTY· Last updated · MLS# A4702971

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Est. monthly payment
$3,367/mo
Down payment (20%)
$101,800
Property taxes
$267/mo
HOA
$190/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1981
Private pool
In Ground
2 car garage
Garage Door Opener
0.26 acres
Lot size
1,821 sqft
Living area

About this home

Open FloorplanSliding DoorsDeed RestrictionsDishwasherDryerMicrowaveRangeRefrigerator

5015 86th Street CT W is a 1981-built home in Bay Lake Estates Ph I, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,821 square feet of living space. Listed at $509,000 (about $280/sqft), 2 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.

From the listing

BRIGHT / OPEN FLOOR PLAN IN SOUGHT-AFTER BAY LAKE ESTATES ** 3 BEDROOM, 2 BATH POOL HOME on 11,000+ Square Foot LOT ** SCREENED POOL with ABOVE GROUND HOT TUB ** MINUTES TO ANNA MARIA ISLAND ** Soaring vaulted ceiling create open and airy space making the family area in this ranch home feel bright, fresh and joyful. Lage windows and sliding *pocket* doors welcome an abundance of natural light and gulf breeze to flow throughout the entire home. The primary bedroom is large with sliding glass doors leading to the pool and expansive patio. This is what Florida living is all about! Lush tropical landscaping hedges the front and backyard with bright colors and Florida bloom adding to the beauty of the entire property. This lot sits high above the typical elevation of homes in the area ** Flood Insurance Is Not Required ** Bay Lake Estates is a maintenance free community, limiting your need to hire and supervise your personal landscaper. Run, do not walk to this one! This is a wonderful primary residence or 2nd home located within minutes to Anna Maria and gulf beaches.

The essentials

Built
1981
Price / sqft
$280
On market
28 days
Annual tax
$3,209
HOA
$190/mo
Flood zone
X500 · Low risk
Lot
11,456 sqft
Type
Single Family Residence

Location

5015 86th Street CT W
Bradenton, FL, 34210·34210 - Bradenton
Type
Single Family Residence
Year Built
1981
Lot
11,456 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
In Ground
Days on Market
28
Open Floorplan
Sliding Doors
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X500

Annual Tax (2025)

$3,209

Parcel #

7657402306

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Lake Estates Ph I

County

Manatee

MLS Area

34210 - Bradenton

Lot Size

11,456 sqft

HOA
$190/mo
Janet Fernandez
Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #A4702971
$509,000
$280/sqft
Est. monthly payment$3,367/mo
Principal & interest$2,655
Property taxes$267
Insurance$255
HOA$190
Down payment20% · $101,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $509,000
$495,000 – $509,000
97.1% – 100% of listTops out right at the list price
80% of listList price
33 of the last 64 home closings in 34210 landed at this number or higher (52%). The median one sat 48 days before it went under contract, and this one is on day 28.

Sample: 64 closed home sales in 34210 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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