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5540 Simonton St, Bradenton, FL, 34203

$227/sqft·Harborage On Braden River Ph I

3 bd2 ba2,110 sqft2 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4701968

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,542/mo
Down payment (20%)
$95,800
Property taxes
$633/mo
HOA
$515/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
Driveway
7,501 sqft lot
Lot size
2,110 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsL DiningOpen FloorplanSmart Home

5540 Simonton St is a 2006-built home in Harborage On Braden River Ph I, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,110 square feet of living space. Listed at $479,000 (about $227/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $515 quarterly.

From the listing

LOCATION, LIFE-STYLE & MOVE-IN READY! Welcome to Harborage on Braden River, one of Bradenton’s hidden gems, where towering oaks, winding walking trails, lush natural Florida landscapes and a picturesque marina create an atmosphere that feels like a private waterfront retreat. Perfectly situated on a beautifully landscaped private lot along a quiet, tree-lined street, this exceptional residence presents a rare opportunity to own one of the largest floor plans in this highly sought-after Key West-inspired community. Designed to maximize natural light and spaciousness, the open floor plan showcases soaring 14-foot ceilings, impressive 8-foot doors and expansive double-pane windows throughout. Offering over 3 bedrooms plus a private den or office, 2 full baths, a formal dining room, spacious great room, generous eat-in kitchen and a well-appointed laundry room with cabinetry and utility sink, the home lives as beautifully as it looks. An oversized two-car garage includes an additional 6’ x 8’ storage area, providing plenty of room for hobbies, tools and recreational equipment. At the heart of the home is a beautifully updated kitchen featuring 42-inch maple cabinetry with a rich coffee glaze, elegant granite countertops, upgraded stainless-steel appliances, under-cabinet lighting and abundant workspace, Thoughtful upgrades continue throughout the home with wood-plank tile flooring, a stunning natural stone accent wall, crown molding, custom window treatments and custom-designed shelving systems in both walk-in closets of the spacious primary suite. Step outside to your spacious screened lanai with ceramic tile and discover your own private outdoor sanctuary. Recent improvements provide additional peace of mind, including a New Roof (2022), New HVAC system (2021), Exterior paint (2026), New Dishwasher (2026), New Washer/Dryer (2024), New 200-amp Generator Panel for portable generator (2025) and Rain Gutters. Residents enjoy a resort-style heated pool and spa, fitness center, beautifully appointed clubhouse, scenic walking trails, fishing pier and a charming marina complete with gazebo. Boat slips with lifts are available for annual lease and include fresh water, unmetered electricity and dockside storage. Private kayak and canoe storage, along with a convenient launch just steps from Ward Lake, makes enjoying the water effortless. Adding to its appeal, the HOA provides landscape maintenance, allowing homeowners to spend less time maintaining and more time enjoying. Ideally located west of I-75, Harborage offers easy access to SRQ Airport, University Town Center, championship golf, downtown Sarasota with all the Arts and Culture, exceptional dining, shopping and world-renowned Gulf Coast destinations including Siesta Key Beach, Lido Key, St. Armands Circle and Longboat Key. More than just a beautiful home, this is an invitation to experience a lifestyle defined by natural beauty, waterfront recreation, privacy and convenience. Discover why Harborage on Braden River remains one of Bradenton’s most treasured communities, and why this exceptional residence is the perfect place to call home.

The essentials

Built
2006
Price / sqft
$227
On market
31 days
Annual tax
$7,596
HOA
$515/qtr
Flood zone
X · Low risk
Lot
7,501 sqft
Type
Single Family Residence

Location

5540 Simonton St
Bradenton, FL, 34203·34203 - Bradenton/Braden River/Lakewood Rch
Type
Single Family Residence
Year Built
2006
Lot
7,501 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
31
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
L Dining
Open Floorplan
Smart Home
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Playground
Pool
Sidewalks
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Tara Elementary

Middle

Braden River Middle

High

Braden River High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$7,596

Parcel #

1735710859

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harborage On Braden River Ph I

County

Manatee

MLS Area

34203 - Bradenton/Braden River/Lakewood Rch

Lot Size

7,501 sqft

LandscapedLevelNear Golf CoursePrivateSidewalkPaved
HOA
$515/qtr
Rizzetta and Company / Stephanie West
Date
Event
Price
8/11/2026
Listed for sale
Source: Stellar MLS #A4701968
$479,000
$227/sqft
Est. monthly payment$3,542/mo
Principal & interest$2,498
Property taxes$633
Insurance$240
HOA$172
Down payment20% · $95,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $479,000
$470,000 – $479,000
98.1% – 100% of listTops out right at the list price
80% of listList price
64 of the last 127 home closings in 34203 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 31.

Sample: 127 closed home sales in 34203 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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