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6305 Rock Creek Cir, Ellenton, FL, 34222

$166/sqft·Covered Bridge Estates Ph 1

4 bd2 ba2,262 sqft2 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4699539

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Est. monthly payment
$2,643/mo
Down payment (20%)
$75,000
Property taxes
$409/mo
HOA
$1,080/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2000
Water views
Water
2 car garage
7,701 sqft lot
Lot size
2,262 sqft
Living area

About this home

NingunoDishwasherMicrowaveRangeRefrigerator

6305 Rock Creek Cir is a 2000-built home in Covered Bridge Estates Ph 1, Ellenton. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,262 square feet of living space. Listed at $375,000 (about $166/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,080 annually.

From the listing

Virtually Staged. Lakefront Opportunity – Built in 2000, this 4-bedroom, 2-bath split floor plan home offers lake views from nearly every room and is ready for your updates. Roof replaced in May of 2025. Bring your vision (and a contractor) and unlock serious value in the desirable Covered Bridge community. The layout offers great bones: a spacious primary suite with his & hers walk-in closets, a combined formal living/dining area with high ceilings and natural light, and a family room with a fireplace open to the kitchen. The breakfast nook seats a full table plus bar stools at the counter, with sliding doors out to the screened lanai overlooking the lake. Kitchen and baths are ready for a refresh, and some mechanical systems may need attention — priced accordingly for buyers looking to build instant equity. Inside laundry room, garage with built-in shelving, and plenty of room to add a pool round out the lot. Covered Bridge offers a community pool, tennis courts, playground, and a clubhouse with fitness room — all for an HOA of only $67/month, with NO CDD fees. Minutes to the Ellenton Outlet Mall, I-75, and US 301, with an easy commute to Bradenton/Sarasota or Tampa/St. Pete. A rare chance to own on the lake at a price that leaves room to make it your own. Roof replaced in May of 2025.

The essentials

Built
2000
Price / sqft
$166
On market
61 days
Annual tax
$4,910
HOA
$1,080/yr
Flood zone
X · Low risk
Lot
7,701 sqft
Type
Single Family Residence

Location

6305 Rock Creek Cir
Ellenton, FL, 34222·34222 - Ellenton
Type
Single Family Residence
Year Built
2000
Lot
7,701 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
61
Ninguno
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$4,910

Parcel #

746512459

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Covered Bridge Estates Ph 1

County

Manatee

MLS Area

34222 - Ellenton

Lot Size

7,701 sqft

Paved
HOA
$1,080/yr
Derek Draper
Date
Event
Price
7/13/2026
Listed for sale
Source: Stellar MLS #A4699539
$375,000
$166/sqft
Est. monthly payment$2,642/mo
Principal & interest$1,956
Property taxes$409
Insurance$188
HOA$90
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $375,000
$355,000 – $375,000
94.7% – 100% of listTops out right at the list price
80% of listList price
24 of the last 47 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 61.

Sample: 47 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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