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849 Callista Cay Loop, Tarpon Springs, FL, 34689

$211/sqft·Callista Cay

3 bd3 ba1,828 sqft2 car garageTownhouse
Listed by LPT REALTY, LLC· Last updated · MLS# A4699413

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Est. monthly payment
$3,197/mo
Down payment (20%)
$77,000
Property taxes
$566/mo
HOA
$430/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
3 stories · 2020
Community pool
Shared amenity
2 car garage
2,744 sqft lot
Lot size
1,828 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

849 Callista Cay Loop is a 2020-built home in Callista Cay, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,828 square feet of living space. Listed at $385,000 (about $211/sqft), 51 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $430 monthly.

From the listing

Experience the ultimate maintenance-free coastal lifestyle in the highly sought-after gated waterfront community of Callista Cay in Tarpon Springs. One of the few townhomes in the area with no history of flooding during any hurricanes, this beautifully maintained end-unit also includes an assumable flood insurance policy, approximately $610 annually, providing added peace of mind and potential savings. Built in 2020, this spacious three-story home features 3 bedrooms, 2.5 bathrooms, and 1,828 square feet of thoughtfully designed living space. Built with Florida’s coastal lifestyle in mind, the home showcases hurricane-rated impact windows and sliding glass doors throughout, combining durability, security, and energy efficiency with effortless peace of mind. The oversized two-car garage includes an 8-foot-tall door to accommodate larger vehicles with extra space for golf carts, water toys, or a boat trailer, along with upper storage racks and additional under-stair storage. In addition the home is also future-ready with room in the garage for a potential elevator installation. The main living level offers an open-concept design ideal for entertaining. The chef's kitchen features solid wood soft-close cabinetry, quartz countertops, stainless steel appliances, an induction stove, and an extended center island with breakfast bar seating. A convenient half bath is located just off the kitchen, perfect for guests. The spacious living area opens to a screened balcony overlooking tranquil cypress trees and a peaceful pond, creating the perfect space for coffee in the morning or relaxing in the evening. Upstairs, the primary suite includes tray ceilings, a cozy alcove, an extended walk-in closet, and a newly remodeled en-suite bathroom (February 2025) featuring dual vanities and a linen closet. Two additional bedrooms share a Jack-and-Jill bathroom, while the upstairs laundry room offers added shelving and storage. This beautifully maintained end-unit townhome offers added privacy, abundant natural light from extra windows, and the peace of mind of an elevated interior location with no history of flooding during any hurricanes. Additional features include fire suppression sprinklers and an elevation certificate. A boat slip is also available for lease at $275/month, including a 10,000-pound boat lift with electric and water access, offering the perfect setup for enjoying the Florida waterfront lifestyle. Callista Cay offers a low-maintenance lifestyle with a gated entrance, community pool, clubhouse, and beautifully maintained grounds. Ideally located just minutes from the historic Sponge Docks, Fred Howard Park, Sunset Beach, local marinas, the Pinellas Trail, waterfront dining, antique and boutique shopping, and downtown Tarpon Springs, this exceptional end-unit combines the best of Florida's boating lifestyle with the security and peace of mind of an elevated interior location.

The essentials

Built
2020
Price / sqft
$211
On market
64 days
Annual tax
$6,796
HOA
$430/mo
Flood zone
AE
Lot
2,744 sqft
Type
Townhouse

Location

849 Callista Cay Loop
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Townhouse
Year Built
2020
Lot
2,744 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
64
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Balcony
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer

Elementary

Sunset Hills Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$6,796

Parcel #

13-27-15-12988-000-0680

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Callista Cay

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

2,744 sqft

HOA
$430/mo
Tri Morocco
Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #A4699413
$385,000-3.7%
$211/sqft
Price change
Source: Stellar MLS #A4699413
$399,999-4.8%
$219/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #A4699413
$420,000-1.2%
$230/sqft
10/1/2023
Sold
Source: Pinellas County Public Record
$425,000
$232/sqft
Est. monthly payment$3,197/mo
Principal & interest$2,008
Property taxes$566
Insurance$193
HOA$430
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $385,000
$377,500 – $385,000
97.8% – 100% of listTops out right at the list price
80% of listList price
16 of the last 30 townhouse or villa closings in 34689 landed at this number or higher (53%). The median one sat 76 days before it went under contract, and this one is on day 64 after a $35,000 cut.

Sample: 30 closed townhouse or villa sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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