ActiveOpen House

2625 Terra Ceia Bay Blvd #103, Palmetto, FL, 34221

$145/sqft·The Estuaries II

2 bd2 ba1,380 sqftCondominium
Listed by BRIGHT REALTY· Last updated · MLS# A4698587

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Est. monthly payment
$1,351/mo
Down payment (20%)
$39,980
Property taxes
$208/mo
Rate assumed
6.8% · 30 yr
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At a glance

High-rise condo
8 stories · 1997
Community pool
Shared amenity
Private balcony
Outdoor space
1,380 sqft
Living area

Open house

Sunday, Sep 13· 5:00 PM to 7:00 PM

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Balcony

2625 Terra Ceia Bay Blvd #103 is a 1997-built home in The Estuaries II, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,380 square feet of living space. Listed at $199,900 (about $145/sqft), 69 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

**Coastal Florida Living in The Palms of Terra Ceia Bay** Enjoy the relaxed Florida lifestyle in this spacious first-floor 2-bedroom, 2-bath condo with a dedicated office in the desirable gated waterfront golf community of The Palms of Terra Ceia Bay in Palmetto, Florida. This well-maintained building offers peace of mind with a completed Milestone Inspection Report and Reserve Study (SIRS) on file, providing confidence in the building’s structural and financial strength. Inside, you’ll find comfortable one-level living with a flexible office space perfect for working remotely, hobbies, or a quiet retreat. Step outside to your screened lanai and enjoy peaceful nature views while soaking in the beauty of coastal Florida. Low condo fees include everything except electricity, along with access to the community pool and the many benefits of maintenance-free living. The active Palms of Terra Ceia Bay community offers a welcoming social lifestyle with a clubhouse where neighbors gather for trivia, bridge, mahjong, bingo, meals, cocktails, and plenty of opportunities to make new friends. Ideally located near three airports (TPA, SRQ, and PIE), Anna Maria Island beaches, downtown Bradenton, and just across the Skyway Bridge to St. Petersburg, this is the perfect place to enjoy sunshine, nature, and the laid-back coastal retirement lifestyle Florida is known for. Smoke free Building

The essentials

Built
1997
Price / sqft
$145
On market
70 days
Annual tax
$2,500
Flood zone
AE
Lot
70,031 sqft
Type
Condominium

Location

2625 Terra Ceia Bay Blvd #103
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Condominium
Year Built
1997
Lot
70,031 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Ground Level, Open, Reserved
Days on Market
70
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Balcony
Lighting
Storage
Buyer Approval Required
Clubhouse
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$2,500

Parcel #

2412711653

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

The Estuaries II

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

70,031 sqft

Near Golf Course
Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #A4698587
$199,900-4.4%
$145/sqft
7/3/2026
Listed for sale
Source: Stellar MLS #A4698587
$209,000
$151/sqft
Est. monthly payment$1,351/mo
Principal & interest$1,043
Property taxes$208
Insurance$100
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $199,900
$197,500 – $199,900
98.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 34221 landed at this number or higher (53%). The median one sat 100 days before it went under contract, and this one is on day 70 after a $9,100 cut.

Sample: 19 closed condo sales in 34221 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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