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512 Palm Ave, Ellenton, FL, 34222

$410/sqft·Alford & Vowells

4 bd2 ba1,572 sqft1 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# A4698126

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Est. monthly payment
$3,945/mo
Down payment (20%)
$129,000
Property taxes
$258/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1963
Waterfront
Canal - Saltwater
1 car garage
8,799 sqft lot
Lot size
1,572 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersWindow TreatmentsLightingStorage

512 Palm Ave is a 1963-built home in Alford & Vowells, Ellenton. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,572 square feet of living space. Listed at $645,000 (about $410/sqft), 61 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Affordable waterfront living is no longer out of reach. Welcome to your slice of Florida paradise on a saltwater canal with direct access to the Manatee River, where boating, waterfront dining, and sunset cruises become part of everyday life. Tucked away on a quiet dead-end street, this beautifully renovated home offers the perfect blend of comfort, convenience, and coastal living. Launch from your private dock with electric lift and cruise to your favorite waterfront restaurants, spend the afternoon at a nearby sandbar, or enjoy a day on the water with Anna Maria Island and Florida's Gulf beaches accessible in 30 minutes or less by boat. Designed for easy everyday living, the majority of the home's living space is situated on the main floor, including the living room, kitchen, primary suite, and two additional bedrooms. Upstairs, a flexible bonus space offers endless possibilities as a fourth bedroom, home office, media room, or guest retreat. An additional flex room off the garage entry provides even more versatility to fit your lifestyle. Extensively renovated with over $100,000 in upgrades, this home is truly move-in ready. The stunning renovation includes a completely remodeled kitchen featuring new cabinetry, sink, faucet, garbage disposal, refrigerator, range, microwave, dishwasher, and beautiful quartz countertops. Quartz surfaces continue throughout both bathrooms, complemented by new vanities, new tile flooring, and updated fixtures. Additional improvements include new interior doors throughout the living space and brand-new luxury vinyl plank flooring throughout the entire main level. Major updates provide exceptional peace of mind, including ALL NEW HURRICANE-IMPACT WINDOWS, a new metal roof (2024), hot water heater (2024), mini-split system for the upstairs flex space (2024), 250-amp electrical panel, garage door opener, blinds, and window treatments. The back porch was newly screened in 2025, creating the perfect place to relax and enjoy the waterfront setting. The fenced backyard offers privacy and space for pets, entertaining, or simply soaking in the Florida sunshine. Step outside and embrace the waterfront lifestyle. The private dock with electric lift makes getting on the water effortless, whether you're heading out for a morning fishing trip, meeting friends at a waterfront restaurant, or spending the day exploring the Manatee River and surrounding waterways. Ideally located near Ellenton Premium Outlets, local shopping, dining, and popular waterfront restaurants, with quick access to I-75, I-275, and the Sunshine Skyway Bridge for an easy commute to St. Petersburg, Tampa, Sarasota, and beyond. Whether you're searching for a primary residence, seasonal retreat, or waterfront escape, this exceptional property delivers something many buyers believe no longer exists - affordable waterfront living with direct boating access, major updates already completed, and the true Florida lifestyle right outside your back door.

The essentials

Built
1963
Price / sqft
$410
On market
79 days
Annual tax
$3,100
Flood zone
AE
Lot
8,799 sqft
Type
Single Family Residence

Location

512 Palm Ave
Ellenton, FL, 34222·34222 - Ellenton
Type
Single Family Residence
Year Built
1963
Lot
8,799 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
79
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Lighting
Storage
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer

Elementary

James Tillman Elementary

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$3,100

Parcel #

934300005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Alford & Vowells

County

Manatee

MLS Area

34222 - Ellenton

Lot Size

8,799 sqft

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #A4698126
$645,000-0.8%
$410/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #A4698126
$650,000
$413/sqft
Est. monthly payment$3,945/mo
Principal & interest$3,364
Property taxes$258
Insurance$323
Down payment20% · $129,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $645,000
$610,000 – $645,000
94.7% – 100% of listTops out right at the list price
80% of listList price
24 of the last 47 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 79 after a $5,000 cut.

Sample: 47 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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