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2309 45th CT W, Bradenton, FL, 34209

$302/sqft·Willow Oaks

4 bd2 ba2,314 sqft2 car garageSingle Family
Listed by MARCUS & COMPANY REALTY· Last updated · MLS# A4693875

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Est. monthly payment
$4,598/mo
Down payment (20%)
$139,980
Property taxes
$598/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
Private pool
In Ground
2 car garage
0.37 acres
Lot size
2,314 sqft
Living area

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

2309 45th CT W is a 1994-built home in Willow Oaks, Bradenton. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,314 square feet of living space. Listed at $699,900 (about $302/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Recently updated and move-in ready, this hard-to-find West Bradenton pool home offers tall ceilings, a spacious split floor plan, and NO HOA dues on a large .37-acre lot tucked away on a quiet cul-de-sac with minimal traffic. Conveniently located near GT Bray Park, Bradenton Country Club, IMG Academy, Bradenton Christian School, shopping, dining, medical facilities, and Sarasota-Bradenton International Airport, and just a short drive to the beaches of Anna Maria Island. Also minutes from Downtown Bradenton, the Manatee Performing Arts Center, and The Bradenton Riverwalk, where you can enjoy waterfront restaurants, entertainment, events, scenic riverfront walking paths, and ferry rides to Anna Maria Island. This 4BR/2BA/2-car garage screened pool home features formal living and dining rooms, a spacious family room with a wood-burning fireplace, and an updated kitchen with a center island and breakfast bar seating. Recently painted interior spaces feature light coastal-inspired colors throughout. The guest bathroom includes a tub/shower combination, while the owner’s suite offers a large walk-in shower and dual closets. Major updates include a roof only 9 years old and a permitted HVAC replacement completed in March 2020 with a new 2-ton 14 SEER system and 5KW heat. The oversized lot provides room for boats, jet skis, trailers, or additional outdoor living space, making it ideal for full-time residents, seasonal owners, multi-generational living, or anyone looking to enjoy the Florida coastal lifestyle.

The essentials

Built
1994
Price / sqft
$302
On market
113 days
Annual tax
$7,171
Flood zone
X · Low risk
Lot
15,987 sqft
Type
Single Family Residence

Location

2309 45th CT W
Bradenton, FL, 34209·34209 - Bradenton/Palma Sola
Type
Single Family Residence
Year Built
1994
Lot
15,987 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Pool
In Ground
Days on Market
113
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer

Middle

Martha B. King Middle

High

Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$7,171

Parcel #

4045200500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Willow Oaks

County

Manatee

MLS Area

34209 - Bradenton/Palma Sola

Lot Size

15,987 sqft

Date
Event
Price
5/28/2026
Price change
Source: Stellar MLS #A4693875
$699,900-3.5%
$302/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #A4693875
$725,000
$313/sqft
Est. monthly payment$4,598/mo
Principal & interest$3,650
Property taxes$598
Insurance$350
Down payment20% · $139,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $699,900
$685,000 – $699,900
97.6% – 100% of listTops out right at the list price
80% of listList price
64 of the last 126 home closings in 34209 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 113 after a $25,100 cut.

Sample: 126 closed home sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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