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5207 86th Street CT W, Bradenton, FL, 34210

$251/sqft·Bay Lake Estates Ph II

3 bd2 ba2,311 sqft2 car garageSingle Family
Listed by GULF SANDS REALTY, LLC· Last updated · MLS# A4689729

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Est. monthly payment
$4,038/mo
Down payment (20%)
$115,980
Property taxes
$530/mo
HOA
$194/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
2 car garage
8,494 sqft lot
Lot size
2,311 sqft
Living area

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

5207 86th Street CT W is a 1994-built home in Bay Lake Estates Ph II, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,311 square feet of living space. Listed at $579,900 (about $251/sqft), 30 days on market. Flood zone x500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $194 monthly.

From the listing

$19,100 price improvement! Roughly 3 miles to the sugary sands of Anna Maria Island without the island price tag. Welcome to Bay Lakes, where location, lifestyle, and thoughtful upgrades come together in one of West Bradenton’s most desirable settings. This beautifully maintained single-family home offers over 2,300 square feet of well-designed living space with a split-bedroom layout and an expansive primary suite featuring dual vanities, a soaking tub, walk-in shower, and custom closet shelving. Set within an established community with no CDD fees and low maintenance living with lawn-care included! This home is also perfectly positioned near the future SeaFlower Village Center, bringing a two-story Publix, dining, and everyday conveniences just minutes away. Inside, the open and updated kitchen is both functional and inviting, complete with granite countertops, tile backsplash, newer stainless steel appliances (2022–2024), and ample cabinetry, with a spacious laundry room conveniently located off the garage for easy daily living. Extensive upgrades provide both comfort and peace of mind, including impact windows and doors (2022), roof (2018), AC (2020), water heater (2021), added attic insulation (2022), and a whole-house water softener (2021). Step outside to a private, resort-style backyard where professionally designed landscaping (2024) creates a peaceful setting, complemented by a brick paver patio (2024) and retractable electric awning—perfect for enjoying Florida mornings and evenings. Impact sliders fill the home with natural light and showcase serene garden views, while the enclosed lanai with its own ductless AC adds valuable year-round living space. Additional highlights include new gutters (2022), upgraded garage storage and door (2024), and impact front doors (2024), reflecting the care and investment made throughout the home. Ideally located near SRQ Airport, IMG Academy, GT Bray Park, Robinson Preserve, golf courses, and some of the Gulf Coast’s best dining, shopping, and cultural attractions, this home offers the perfect balance of convenience, quality, and coastal lifestyle.

The essentials

Built
1994
Price / sqft
$251
On market
151 days
Annual tax
$6,359
HOA
$194/mo
Flood zone
X500 · Low risk
Lot
8,494 sqft
Type
Single Family Residence

Location

5207 86th Street CT W
Bradenton, FL, 34210·34210 - Bradenton
Type
Single Family Residence
Year Built
1994
Lot
8,494 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
151
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Garden
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Shade Shutter(s)
Sidewalk
Sliding Doors
Buyer Approval Required
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Sea Breeze Elementary

Middle

W.D. Sugg Middle

High

Bayshore High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x500

Annual Tax (2025)

$6,359

Parcel #

7657404401

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Lake Estates Ph II

County

Manatee

MLS Area

34210 - Bradenton

Lot Size

8,494 sqft

HOA
$194/mo
Janet Fernandez
Date
Event
Price
5/3/2026
Price change
Source: Stellar MLS #A4689729
$579,900-3.2%
$251/sqft
4/13/2026
Listed for sale
Source: Stellar MLS #A4689729
$599,000
$259/sqft
Est. monthly payment$4,038/mo
Principal & interest$3,024
Property taxes$530
Insurance$290
HOA$194
Down payment20% · $115,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $579,900
$565,000 – $579,900
97.1% – 100% of listTops out right at the list price
80% of listList price
33 of the last 64 home closings in 34210 landed at this number or higher (52%). The median one sat 48 days before it went under contract, and this one is on day 151 after a $19,100 cut.

Sample: 64 closed home sales in 34210 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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