ActiveOpen House
$1,950,000
Est. $11,978/mo

548 Gunwale Ln, Longboat Key, FL, 34228

$1,052/sqft·Country Club Shores

3 bd2 ba1,853 sqft2 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4680965

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$11,978/mo
Down payment (20%)
$390,000
Property taxes
$817/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1967
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Circular Driveway
0.28 acres
Lot size

Open house

Sunday, Sep 13· 5:00 PM to 7:00 PM

Hosting Open House will be Samone Schaerf Cell: 646.498.3481 email: samoneschaerf@michaelsaunders.com Third home from the bay. New seawall, 16,000 lbs. boat lift and large Trex dock. New roof, HVAC, Water heater, appliance. Wonderfully updated.

About this home

Ceiling Fans(s)L DiningPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Window Treatments

548 Gunwale Ln is a 1967-built home in Country Club Shores Sec 1, Longboat Key. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,853 square feet of living space. Listed at $1,950,000 (about $1,052/sqft), 218 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $200 annually.

From the listing

MAJOR PRICE REDUCTION — NOW OFFERED AT $1,950,000! Experience the best of the Longboat Key waterfront lifestyle in this beautifully renovated 3-bedroom, 2-bath canal-front residence, ideally positioned just three homes from Sarasota Bay. Offering 1,853 sq. ft. of air-conditioned living space and 2,461 sq. ft. total, this exceptional property combines a premier boating location with extensive recent improvements and a private resort-style pool. Boaters will appreciate the newer seawall, 16,000-lb. boat lift and expansive 18' x 16' Trex dock featuring lighting and water, with easy access to Sarasota Bay and open water. The private Pebble Tec pool and paver pool deck were updated in 2024, creating an inviting setting for relaxing or entertaining. Numerous major improvements provide peace of mind, including a NEW FLAT TILE ROOF (2025), Carrier A/C (2024), A.O. Smith water heater, NuCORE waterproof flooring and plantation shutters. The updated kitchen features elegant Silestone quartz countertops, stainless-steel sink, Bosch 3-door refrigerator/freezer and dishwasher, plus a stainless-steel GE range and microwave. Inside, vaulted ceilings and recessed lighting enhance the spacious living room, while a separate dining room provides an ideal space for entertaining. The desirable split-bedroom floor plan offers privacy, with generous walk-in closets throughout. The primary suite features a walk-in closet with built-ins and an ensuite bath with dual sinks, large tiled shower, whirlpool tub and private water closet. The third bedroom includes a convenient office area, adding flexibility for work or guests. With its rare combination of exceptional boating access, private pool, extensive renovations and proximity to Sarasota Bay, 548 Gunwale Lane presents an outstanding opportunity to own a turnkey waterfront home on Longboat Key. Move in, enjoy the water, and embrace the Longboat Key lifestyle.

The essentials

Built
1967
Price / sqft
$1,052
On market
221 days
Annual tax
$9,801
HOA
$200/yr
Flood zone
AE
Lot
12,340 sqft
Type
Single Family Residence

Location

548 Gunwale Ln
Longboat Key, FL, 34228·34228 - Longboat Key
Type
Single Family Residence
Year Built
1967
Lot
12,340 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Circular Driveway, Driveway
Pool
Heated, In Ground
Waterfront
Canal - Saltwater
Days on Market
221
Ceiling Fans(s)
L Dining
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Southside Elementary

Middle

Booker Middle

High

Booker High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$9,801

Parcel #

0010100012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Country Club Shores Sec 1

County

Sarasota

MLS Area

34228 - Longboat Key

Lot Size

12,340 sqft

Flood Insurance RequiredCity LimitsLandscapedStreet Dead-EndPaved
HOA
$200/yr
Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #A4680965
$1,950,000-7.1%
$1,052/sqft
Price change
Source: Stellar MLS #A4680965
$2,100,000-4.5%
$1,133/sqft
2/2/2026
Listed for sale
Source: Stellar MLS #A4680965
$2,200,000
$1,187/sqft
Est. monthly payment$11,978/mo
Principal & interest$10,170
Property taxes$817
Insurance$975
HOA$17
Down payment20% · $390,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,950,000
$1.83M – $1.95M
93.8% – 100% of listTops out right at the list price
80% of listList price
22 of the last 43 home closings in 34228 landed at this number or higher (51%). The median one sat 95 days before it went under contract, and this one is on day 221 after a $250,000 cut.

Sample: 43 closed home sales in 34228 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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