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1511 Bonita Bluff CT, Ruskin, FL, 33570

$167/sqft·Mira Lago West Ph 1

4 bd3 ba2,696 sqft3 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4676583

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Est. monthly payment
$3,100/mo
Down payment (20%)
$89,800
Property taxes
$439/mo
HOA
$1,132/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
Water views
Pool
Private pool
Gunite
3 car garage
Driveway
7,500 sqft lot
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

1511 Bonita Bluff CT is a 2005-built home in Mira Lago West Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,696 square feet of living space. Listed at $449,000 (about $167/sqft), 245 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,132 annually.

From the listing

** INCREDIBLE OPPORTUNITY!! ASSUMABLE MORTGAGE for qualified buyers!! ** Tremendous financing opportunity. Current rate is 2.25%. DON’T MISS THIS OPPORTUNITY TO own this charming, comfortable and spacious home. As you enter through the double doors, the foyer opens to a formal living and dining room. The large open kitchen serves the formal dining room as well as a light and bright breakfast nook. The open concept continues from the kitchen to a beautiful family room with views of the private pool and covered lanai. The pool area, lanai and family room create a soothing and private view of the shimmering lake behind the home. A large primary suite sits on one side of the home, and the 3 remaining bedrooms create a true split floor plan. Add peace of mind with a 5-year-old roof, a 1-year-old air conditioning unit, the pool resurfaced 4 years ago, and a new pool pump installed in November 2025 letting the new owner can move in worry free! Schedule your showing now!! VERY MOTIVATED SELLER!

The essentials

Built
2005
Price / sqft
$167
On market
254 days
Annual tax
$5,271
HOA
$1,132/yr
Flood zone
X500 · Low risk
Lot
7,500 sqft
Type
Single Family Residence

Location

1511 Bonita Bluff CT
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Single Family Residence
Year Built
2005
Lot
7,500 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener, Guest, Off Street, On Street, Oversized
Pool
Gunite, Screen Enclosure
Days on Market
254
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dog Run
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Gated Community - No Guard
Irrigation-reclaimed Water
Playground
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X500

Annual Tax (2024)

$5,271

Parcel #

U-01-32-18-79F-000000-00222.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mira Lago West Ph 1

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

7,500 sqft

ClearedLandscapedPavedPrivate
HOA
$1,132/yr
Jen Robertson
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #A4676583
$449,000-6.3%
$167/sqft
Price change
Source: Stellar MLS #A4676583
$479,000-7.9%
$178/sqft
12/31/2025
Listed for sale
Source: Stellar MLS #A4676583
$520,000+129.1%
$193/sqft
2/20/2015
Sold
Source: Hillsborough County Public Record
$227,000
$84/sqft
Est. monthly payment$3,100/mo
Principal & interest$2,342
Property taxes$439
Insurance$225
HOA$94
Down payment20% · $89,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $449,000
$447,500 – $449,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 167 home closings in 33570 landed at this number or higher (56%). The median one sat 40 days before it went under contract, and this one is on day 254 after a $71,000 cut.

Sample: 167 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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